Lobster: A Poor Man’s Food Evolves into a Wealthy Man’s Food :: Essays Papers

Lobster: A Poor Man’s Food Evolves into a Wealthy Man’s Food When do natural products become a delicacy? They become a delicacy when they become harder to find in their natural setting. This is what happened to the lobster and how the demands of the consumers changed. During Colonial times, the status of lobster was much different than today. It was once considered a poor man’s food. Now, it is considered a delicacy and found in many fancy dishes and at most higher priced restaurants. Today, lobster prices are high. If you want to eat a good lobster, you have to pay a decent price for it. The change in status of lobster occurred when the supply of lobster started to become depleted. As the sources of lobster were being depleted the demand increased in wealthier markets. This occurred because wealthier people could afford the higher prices created by a shrinking supply. The supply of the lobster population is what influenced the changing demands of the consumers. When settlers first came to America, lobster was considered a poor man’s food. The lobsters were so abundant at that time that many people felt that they were competing with them for space on the shore. The settlers felt that the lobster had no nutritional value. At that time both Native Americans and settlers used the lobster as fertilizer for their fields and as bait to catch other fish. Lobster was so disdained that it was given to prisoners, indentured servants, and children. This was such a common practice that in Massachusetts many servants and prisoners had it put into their contract that they could not be fed lobster more than two times a week. In the end, new technological innovations caused the disappearance of cheap lobster. Traps and smack boats were two technologies that greatly influenced the depleting lobster population. Lobstering changed from a hunting and gathering activity for local subsistence into a prosperous business enterprise. It became a business because fishermen were now trying to fill the demands of the consumers. The New Englanders were suddenly using lobster as a way to earn an income. New technologies helped them catch more lobsters to sell to more people. One of the new technologies invented was the use of traps to get the lobsters.

Comparing Nature of Man in Island of Dr. Moreau and Lord of the Flies E

Nature of Man Exposed in Island of Dr. Moreau and Lord of the Flies  Ã‚        Ã‚   Throughout the natural history of mankind, the human race has always held a notion of its predominance over all other creations of nature. Man has long believed that he is somehow morally superior to all other creatures, motivated by a higher source than basic instincts. Yet, the history of man is marked by an interminable string of events that would seem to contradict that theory: war, genocide, segregation, suppression, tyranny, the list goes on and on. Only a cursory look at man’s history is required to come to the conclusion that man is at least as cruel and savage as the beasts they strive to surpass. H.G. Wells in The Island of Dr. Moreau and William Golding in Lord of the Flies each attack man’s artificial superiority extensively. Both men believed that the beast itself resided in man’s soul, surfacing occasionally to produce the evil that man is capable of. Yet, the men approached this concept in two distinct manners, leading to differences in a number of key aspects of the ir respective theories, differences that could weigh heavily on the future of the human race. When H.G. Wells’ was asked what his motivation was for writing Moreau, he responded, "This story was but the response of an imaginative mind to the reminder that humanity is but animal rough-hewn to a reasonable shape and in perpetual conflict between instinct and injunction...It was written just to give the utmost possible vividness to that conception of man as hewn and confused and tormented beasts" (Batchelor 17). Inspired by Charles Darwin’s theory of evolution, Wells’ island tale of Dr. Moreau and his wild beasts carries a far deeper purpose than the simple survival story... ...." Critical Essays on William Golding. G.K. Hall & Co.: Boston, 1988. 22-29. Batchelor, John. "The Romances of the 1890’s." H.G. Wells. Cambridge University Press: Cambridge, 1985. 17-21. Boyd, S.J. "The Nature of the Beast: Lord of the Flies (1954)." The Novels of William Golding. Harvester Wheatsheaf: New York, 1990. 1-23. Costa, Richard Hauer. "The Scientific Romances." H.G. Wells. Twayne Publishers: Boston, 1987. 35-39. Golding, William. Lord of the Flies. Berkley Publishing Group: New York, 1954. Hynes, Samuel. "[William Golding’s Lord of the Flies]." Critical Essays on William Golding. G.K. Hall & Co.: Boston, 1988. 13-21. McConnell, Frank. "Evolutionary Fables." The Science Fiction of H.G. Wells. Oxford University Press: New York, 1981. 88-105. Wells, Herbert George. The Island of Dr. Moreau. Bantam Books: New York, 1994.      

INBM Essay

Catch of the day Kalastaa Inc. have been in the local Finnish aquaculture industry for nearly fourteen years. They raise salmon and trout for local markets, and have recently negotiated a deal with a small fish processing plant that distributes under a major product label in Finland. Although they run a rather small operation, employing 16 people year-round, Kalastaa believes they are in a position to export some surplus and perhaps broker further deals with fish processing plants around the European Union. They do want to maintain ties with the local fresh fish markets, but sales have been steadily decreasing since the sudden influx of cheaper Scottish salmon on the market. They know their stock is of higher quality and could be exported abroad quite profitably. Kalastaa has contacted the government and enrolled in small business export initiatives. This has enabled the company to attend aquaculture conferences abroad and offered them the opportunity to network and make contact with DanskFisk, a Dut ch importer. Plenty more fish in the sea? DanskFisk was eager to negotiate a contract for 2 tonnes of Finnish salmon to distribute to a number of clientele throughout the country. Payment of credit was arranged by a Dutch bank. The documents required were a commercial invoice, the insurance policy, a marine bill of lading, and a certificate of quality. Kalastaa has arranged to have their fish inspected by a nationally accredited standards organization. Both parties agree in their contract that Kalastaa will pay freight to Rotterdam and will also insure the shipment. Once the salmon has been delivered, DanskFisk will assume all responsibility. The Finish Food Inspection Agency reports to Kalastaa that the fish to be exported is of superior quality, with a fat content of 11 percent. The  certificate of quality includes a code for superior quality and also states a color code that is standard to the Salmofan scale. Colour coding is a common practice in the fish industry and provides a method of standardization for something as subjective as colour. Both in production and sales, colour is the most important quality parameter for salmon. Salmon buyers can request information on the colour of a delivered lot in the form of a number corresponding to a colour number on the Roche scale. Another salmon colour reference is the colour number on the Salmofan scale. Kalastaa’s bank, acting as their export advisor, contacts the  company to tell them that the letter of credit has fallen though because the certificate of quality is vague and it cannot be ascertained if the shipment has passed its quality certification. Somethin g is fishy†¦ The documents were delivered directly to the buyer for payment. DanskFisk insists on inspecting the shipment upon arrival. DanskFisk is not an experienced salmon importer, and usually deals with Spanish Blue Fish and Irish Char. They are not in disagreement that the salmon shipment has passed quality inspection. Upon DanskFisk’s inspection, they claim that the fat content of the stock is much higher than is claimed in the quality inspection. They reject the sale and will accept substitute goods, but are claiming damages for loss of profit. Kalastaa management wonder if they need to rethink their exporting strategy. Case Study Discussion Questions 1.  Which shipping vessels would be most appropriate for Kalastaa to ship their product to Rotterdam? 2.  Describe the purposes for each of the export documents that Kalastaa need to provide to secure documentary credit. 3.  Which Incoterm would best represent the terms of sale between Kalastaa and DanskFisk? 4.  Would Kalastaa have benefited from employing a freight forwarder? Explain.

E-Banking: Trend, Status, Challenges and Policy Issues

E-banking: Status, Trends, Challenges and Policy Implications 1. Introduction In addition to introduction (section I) and conclusion (section VI), the paper includes four sections. Section II addresses the definition and current situation of e-banking. Then, section III addresses the impact of e-banking on banking business. After that, section IV addresses the major application of e-banking. That is also the bottom line whether e-banking can be viable in a country. Section V addresses the new challenges e-banking has brought and policy implications from the perspectives of society, banks, and regulatory authority as well as government. . Status 2. 1. Definition †¢ The Internet includes all related web-enabling technologies and open telecommunication networks ranging from direct dial- up, the public World Wide Web, cable, and virtual private networks. (BIS-EBG, 2003) †¢ Internet banking (e-banking) is defined to include the provision of retail and small value banking product s and services through electronic channels as well as large value electronic payments and other wholesale banking services delivered electronically. (BIS-EBG, 2003) 1 2. 2. Fundamental characteristicsComparison between the current round financial innovation (e-banking) and past financial innovations The current innovation (ebanking) Content Delivery channel innovation-deliver banking business via internet. Impact Wider Past financial innovations Products and services, i. e. , delivery, swap Narrow 2. 3. Levels/Scope of e-banking business †¢ †¢ Basic information e-banking/web sites that just disseminate information on banking products and services offered to bank customers and the general public; Simple transactional e-banking /web sites that allow bank customers o submit applications for different services, make queries on their account balances, and submit instructions to the bank, but do no permit any account transfers; †¢ Advanced transactional e-banking/web sites that allow bank customers to electronically transfer funds to/from their accounts pay bills, and conduct other banking transaction online. †¢ Usually, e-banking refers to types II and III. 2. 4. Current development situations (in industrial countries) †¢ E-banking products and services are getting more and more advanced and increasing in variety.From providing information at the early stage to providing transactional activities. 2 †¢ †¢ Both volume and share in the total banking business are getting bigger and bigger very fast (Graph, Europe) E-banking customer base is getting bigger quickly. 2. 5. Status in developing countries Developing countries are in catching up in e-banking: †¢ †¢ †¢ †¢ †¢ †¢ The average e-banking penetration for developing countries by the end of 1999 was close to 5% (World Bank Survey, 2001). In Brazil, the number of e-banking users reached 8 million in 2000. In Mexico, the number of e-banking users reached 1. 5 million in 2000. In India, over 50 banks are offering online banking services. ICICI Bank’s e-banking is very impressing. E-banking in Korea, Thailand, Malaysia, and Singapore, Hong Kong and Taiwan (China) is thriving. In Ghana and some other African countries, smart cards based on Visa Horizon proximately technologies are getting started. 3. Prospects–Impact of E-banking on traditional banking 3. 1. The early conventional wisdom: †¢ †¢ Internet banking would destroy the traditional banking business model and promote the entry of newcomers from the outside of the banking industry.Developing countries could have the â€Å"opportunities to leapfrog† in the adoption of efinance on a large scale. 3. 2. In reality, e-banking develops fast, but not damaging as conventional wisdom projected. †¢ The notion of leapfrog has not worked in many developing countries due to various impediments. This can be verified by UNCTAD report. â€Å"Some positive si gns are 3 already visible, including a high level of acceptance of technology by customers and financial institutions†¦. H(h)owever, most projects have not yet been deployed on a large scale. † (UNCTAD 2002. It provides a comprehensive look at the status of efinance in developing countries.It covers arrange of areas related to e- finance including e-banking, e-payments, e-trades, and e-credit information). †¢ †¢ Even in industrial countries, e-banking is still a complementary tools to traditional banking. Lots of pure e-banking businesses have been forced out of market. Internet-only banks have been substantially less profitable. They generate lower business volumes and any savings generated by lower physical overheads appear to be offset by other types of non-interest expenditures, notably marketing to attract new customers. (De Young 2001). 3. 3.Prevailing vision †¢ The prevailing view today is that Internet banking can only succeed if it is thoroughly in tegrated within the existing banking infrastructure, which should combine â€Å"click† (e-banking) with â€Å"mortar† (physical branches) due to the importance of public trust in banks, the value of an established brand name, and the desire of customers to do something physically. †¢ According to this view, Internet is regarded simply as another distribution channel as a complement to physical braches, phone banking and ATM networks. The dominance of the so-called â€Å"click and mortar† model can be explained by its success on the ground.Two good examples are Wells Fargo in the US and Nordea in Scandinavia. 3. 4. Case-study–experience from the two most successful cases Two most successful examples: †¢ †¢ Wells Fargo (US), has actually the highest absolute number of online customers, more than 3 million out of its total 24 million customers in 2001. Nordea (Scandinavia), has 2. 3 million online customers, representing over 20% of its total customer base. It has the highest share of online customers. 4 They share the following common elements: †¢ †¢ †¢ †¢ †¢ Both are leaders in their traditional markets and thus can capitalize on a sizable customer base.Furthermore, their customer base is technologically sophisticated. California and Scandinavia have extremely high rates of Internet use. Both are technologically advanced and started early in Internet deployment. Wells Fargo started e-banking business as early as in 1989. Both have tightly integrated Internet in their operations and their existing infrastructure. Both have large number of SME customer base. 3. 5. Prospects Bottom line: the ability to mainstream SME and individuals into E-banking. 4. Trend: The major application of e-banking—SME finance E-banking is used more and more for improving access to finance.Financial constraints for SMEs have never been effectively solved and have been thought inevitable. This section will cover t he advantages of e-banking on this aspect. 4. 1. Obstacles to SME’s access to finance 4. 1. 1. from banks’ perspective †¢ †¢ †¢ High costs and low profitability of SME loans because of the small loan size. High risks of SME loans due to lack of business track record, credit history, and transparent information. Evaluating SME risk is â€Å"too labor- intensive† to be profitable. 5 †¢ Many banks lack strategies and skills to tackle impediments associated with SME finance.In many developing countries, the staff of banks lack necessary skills to appropriately assess credit risks of SMEs 4. 1. 2. from SME’s perspective †¢ Inappropriate products and services, which are rigidly supply-driven instead of demand-driven. Commercial bank products are usually designed to meet the needs of large corporations; few products and service are specifically tailored to the needs of SMEs. SME sector is usually underserved. †¢ †¢ †¢ High interest rates. SMEs usually require much smaller loans than large enterprises. banks, therefore, usually charge high margins to cover the costs. Cumbersome procedures.Over insistence on collaterals and guarantees. SMEs usually have low- level of fixed assets and relatively high- level of working capital. Therefore, when lending to an SME, a bank needs to assess the SME’s economic viability and future cash flows instead of collaterals. However, in many developing countries, banks are still in the very early stage of mastering sound lending policies and good credit practices. Their lending appears to simply rely on collateral rather than cash- flow projections. banks’ lack of capacity of non-collateral credit assessment has caused them unable to provide lending services to SMEs. Inflexible credit criteria—one size fits all. 4. 2. New Technology, New Hope for SME Finance 4. 2. 1. From bank’s side, new technology (e-banking) makes SME finance economically p ossible (i) lower operational costs of banks †¢ †¢ †¢ Automated process Accelerated credit decisions Lowered minimum loan size to be profitable (ii) potentially lower margins 6 †¢ †¢ †¢ †¢ †¢ †¢ Lower cost of entry Expanded financing reach Increased transparency (iii) expand reach through self-service Lower transaction cost Make some corporate services economically feasible for SMEs Make anytime access to accounts and loan information possible . 2. 2. From SMEs’ perspective E-banking business makes access to finance from banks attractive. SMEs have benefited from the development of E- finance and gradually stepped out of the informal sector. In particular, E- finance offers the following attractive benefits for SMEs: †¢ †¢ †¢ †¢ †¢ Ease of use Lower costs of financing Convenience Time savings Operational efficiency 4. 2. 3. From the government’s perspective New technologies have provided the incentiv es/benefits for the government to improve SME finance by †¢ †¢ †¢ †¢ Increasing employment. Contributing to poverty reduction. Contributing to economic development.Reducing the informal sector and cash economy1 . 1 Lack of SME’s access to FIs is one of the major reasons why there are usually big informal economic sector (cash economy) in many developing countries. Improved SME access to formal financial institutions is expected to reduce the informal economic sector. 7 5. Challenges and policy implications 5. 1. Cross-border e-banking activities and its policy implications 5. 1. 1. definition †¢ Definition: Cross-border e-banking is defined as the provision of transactional on- line banking products or service by a bank in one country to residents of another country. BIS, 2003) †¢ †¢ A note on the definition: A bank delivering its e-banking activities via its physical branches/ subsidiaries in a host country does count into cross-border e-ba nking. A further note: banks can use the new delivery channel (e-banking) reach customers in another country without as much reliance on physical presence and the significant investment that it entails (example). 5. 1. 2. Two scenarios †¢ †¢ The in-out scenario—In-country institutions providing banking services to customers outside the home country.The out- in scenario—institutions based outside the home country providing banking services to parties within the home country. 5. 1. 3. Raised many challenges and questions for banking regulatory authorities (both home and host) †¢ Who should take the supervision responsibility? Borderless nature of e-banking increase the potential for jurisdictional ambiguities with respect to the supervisory responsibilities of different national authorities. Such situations could lead to insufficient supervision of cross-border e-banking activities. †¢ †¢ Does it need to be licensed?Banks that engage in cross-bor der e-banking may face increased legal risk. Specifically, unless banks conduct adequate due diligence they run the risk of potential non-compliance with different national laws and regulations, including 8 applicable consumer protection laws, record-keeping and reporting requirements, privacy rules, AML rules. †¢ Non-banks may offer with greater facility bank- like services without any type of supervisory approval or oversight due to definitional ambiguities that may exist wit regard to what constitutes a bank (or banking services). †¢ †¢ †¢ Which country’s law applies to cross-border e-banking activities.Role and responsibilities of the home country banking supervisor and local supervisor. Supervisors need to recognize that the Internet allows for the provision of e-banking services that can span geographic borders and potentially call into question existing jurisdictional authorization requirements and the regulatory processes; †¢ Supervisors need to recognize the implications of taking a restrictive approach toward currently regulated banks without an even-handed treatment of foreign organizations that may conduct identical or nearly identical activities via the Internet in the local jurisdiction. Supervisors should ensure that banks appropriately manage the legal uncertainty during the period while the legal infrastructure for cross-border e-banking remains under construction. 5. 1. 4. Its policy implications †¢ Policy goal: The objective of both the host and home supervisors should be to avoid or minimize legal risks stemming from jurisdictional ambiguities, and to ensure that e-banking activities are adequately supervised with clearly defined supervisory responsibilities. †¢Basic principle: Focus attention on the need for effective home country supervision of cross-border e-banking activities on a consolidated basis as well as continued international cooperation between home and local banking supervisors regardi ng such activities given the possible absence of a physical banking presence in local jurisdiction. Such as focus is essential to promote safe and sound cross-border e- 9 banking without creating undue regulatory burden or impediments to banks’ use of the internet delivery channel to meet customer needs. Complementary principle : Home supervisors should provide host supervisors with clear information on how they oversee a bank’s e-banking activities on a consolidated level. Host supervisor would generally rely on the home supervisor to effectively carry out its supervisory program. Where there are concerns about the effectiveness of a home supervisor’s oversight program, the host would approach the home supervisor on a bilateral basis. The host supervisor will need to consider what actions may be appropriate to protect local residents and their banking system. Cooperation among national supervisors . Rapid pace of development of e-banking and the associated risk s will require supervisory agility, resources and, in the crossborder context, cooperation between home and host supervisors. 5. 2. From the society’s perspective 5. 2. 1. Challenges 1. Theft of personal identity 2. Privacy issues 3. Who take the responsibility in case of fraud 5. 2. 2. Policy implications 1. Essential are efforts to define the privacy framework and to use technology to solve contract enforcement problems. . 3. From bank’s perspectives 5. 3. 1. Risk management challenges †¢ Adaptation to Technology issues: The speed of change relating to technological and customer service innovation in e-banking is unprecedented. This intensifies challenges to the management to ensure that adequate strategic assessment, risk 10 analysis and securities reviews are conducted prior to implementing new e-banking applications. †¢ Outsourcing issue: E-banking increase banks’ ependence on information technology, thereby increasing the technical complexity of many operational and security issues and furthering a trend towards more partnerships, alliances and outsourcing arrangements with third parties, many of whom are unregulated. †¢ †¢ Increased legal and reputational risks E-security issue: The internet is ubiquitous and global by nature. It is an open network accessible from anywhere in the world by unknown parties, with routing of messages through unknown locations and via fast evolving wireless devices.Therefore, it raises significant challenges on security controls, customer authentication techniques, data protection, audit trail procedures, and customer privacy standards.  § While companies have been keen to embrace the potential offered by these technologies, few understand the inherent vulnerability and risks associated with e- finance. Since 1999, Brazil has seen a 418% increase in electronic security incidents; Korea has seen a 932% increase and Japan has seen over 1000% increase in malicious electronic security i ncidents (Tom Glaessner et al, 2003).  § Over 57% of all hack attacks in 2002 were initiated against the financial sector (Tom Glaessner et al, 2003). Identity Theft has exploded and incidents are expected to reach almost 2 million per year by 2005 wit a cost of almost US$10 billion. †¢ Outsourcing issue: E-banking increase banks’ dependence on information technology, thereby increasing the technical complexity of many operational and security issues and furthering a trend towards more partnerships, alliances and outsourcing arrangements with third parties, many of whom are unregulated. †¢ Increased legal and reputational risks 11 5. 3. 2. Policy implications/recommendations . Establish a comprehensive security control process. †¢ †¢ †¢ †¢ Authentication of e-banking customers Appropriate measures to ensure segregation of duties Establishment of clear audit trails for e-banking transactions Non-repudiation and accountability for e-banking trans actions 2. Centralized-back office to free staff time in sales and services areas and to consolidate process consistently across the organization. 3. Develop automated credit authorization system by developing appropriate credit scoring system and cash- flow scoring system to reduce operating costs, improve asset quality, and increase client profitability.One of the major benefits of credit scoring system is that lenders can make credit decisions without necessarily obtaining financial statement, credit reports, or other time-consuming and hard-to-get information. In particular, the financial statements of SMEs are often not complete and difficult to get. Banks can more closely align their specific credit policies and marketing strategies with the analytics, making the decision process more costefficient. (I. e. , Fair, Isaac has developed a credit scoring system specialized in SME finance—SBSS 5. (small business scoring services), which has been increasingly used by many ban ks as their SME credit decision making model. ) 4. Comprehensive due diligence and management oversight process for outsourcing relationships and other third-party dependencies. 5. Integrate cross-border e-banking risks into the bank’s overall risk management framework. 6. Legal and reputational risk management †¢ †¢ †¢ †¢ †¢ Appropriate disclosures for e-banking services Privacy of customer information Capacity, business continuity and contingency planning to ensure availability of e-banking systems and services Incident response planning.Segregation of duties 12 †¢ Due diligence on risk assessment 5. 4. From the authorities’ perspective (banking supervisor, central bank, related government depts. ) 5. 4. 1. Challenges from e-banking 1. Oversight of outsourcing and partnership arrangements, and the oversight of security and data integrity and controls and safeguards, especially when the supporting operations are located in another jurisdi ction . 2.The ability to adopt global technology to the local requirements: A adequate level of infrastructure and human capacity building are required before developing countries can adopt the global technology for their local requirements. 3. The ability to create the necessary level of regulatory and institutional frameworks: The lack of regulatory frameworks, trust, security and privacy standards, high trade barriers, customer and investor protections impede progress in many developing countries to implement e- finance projects. 4. E-security challenges 5. 4. 2.Policy implications/recommendations 1. †¢ †¢ †¢ †¢ Improve system infrastructure environment for e-banking business Strengthen payment system (including RTGS, bulk/low value payment system). Improve the settlement system (e. g. , for credit cards and other forms of electronic transactions). Build-up transaction reporting/reconciliation services. Establish credit information registry and disseminating s ystem. Credit information registries, commonly known as credit bureaus in many countries, can reduce the extent of asymmetric information by making a borrower’s credit history available to 3 potential lenders. Lenders armed with this data can avoid making loans to high risk customers, with poor repayment histories, defaults, or bankruptcies. Once a lender makes a loan, the borrower knows that their performance will be reported to the credit bureau. The information contained in a credit registry becomes part of the borrower’s â€Å"reputation collateral†; late payments or defaults reduce the value of this â€Å"collateral† providing an additional incentive for timely repayment. At the same time, by reducing the information monopoly that banks have over their existing borrowers,

Why Understanding Learning Style Is Useful Education Essay

Harmonizing to Honey ( 2006 ) define larning manner is a method through which pupils use to get the hang his or her learning manner, by believing and to work outing jobs. It is besides called ‘orientations or ‘approaches ‘ to larning. Honey ( 2006 ) identified four distinguishable larning manners such as are Activist, Theorist, Pragmatist and Reflector. Persons use these four acquisition attacks to larn. Learning is really indispensable for life ; it is the key and it reinforces everything. Learning is formal every bit good as informal and a procedure every bit good as an result. It is witting and unconscious. We learn because we want to larn. Reece and Walker ( 2002 ) stated that â€Å" as a pupil, you should hold the competency and the cognition to use all your accomplishment in pattern and be able to analyze and measure the service user nursing attention comprehensively. For scholars to derive understanding and cognition they need to listen and understand what was taught. In add-on a construct of larning manner is used to depict people ‘s differences by which they learn. Each person have method to absorb and treat experiences every bit good as information. Learning manners has become of import for persons, pedagogues, parents companies and to understand the good acquisition environment allows persons differences. For illustration, research workers have suggested that one ‘s larning environment affects the pupils ‘ public presentation with respects to the consistence with their acquisition penchants. Learning manner is a method through which pupils use to get the hang his or her learning manner, by believing and to work outing jobs. It is besides called ‘orientations or ‘approaches ‘ to larning. Kolb ( 1984 ) and Bastable ( 2003 ) , both agreed in their statement that larning manners should non be perceived as fixed personality traits but as adaptative. Students have their peculiar manner of acquisition and will larn best when there is a assortment of larning chances which will enable them to larn in their ain manner. Hence, the pupil will be observed for any alterations to find if any acquisition has taken topographic point utilizing brooding, observation, concrete experience, active experimentation and abstract conceptualization. They can get down at any phase and are uninterrupted ( McgiII & A ; Beaty, 1995 ) . Harmonizing to Honey and Mumford ( 1998 ) , learner ‘s manner of larning will act upon instructor ‘s instruction method. However, as a pupil nurse cognizing my acquisition manners will enable me to derive assurance as an grownup scholar. Understanding my learning manner will assist me to cognize how to travel about my acquisition methods. Knowing my acquisition manner has besides helped me to be in the right environment which is suited for my acquisition. Students have their curious ways of acquisition manners and will larn best when there is a assortment of larning chances which will enable them to larn in their ain manner. Hence, the pupil will be observed for any alterations to find if any acquisition has taken topographic point utilizing brooding, observation, concrete experience, active experimentation and abstract conceptualization. Moreso, it is utile for me to understand my acquisition manner because this will assist me to cognize how to make my class surveies and every bit good as being able to understand how to utilize my larning manner to measure the patient ‘s demands and support. It is utile for pupil nurse because it helps them pass on with their patient in the best manner the patient can understand every bit good as utilizing it to reply, get cognition and accomplishments on how to make my surveies. On the manus, my learning manner was confirmed following the completion of an audit questionnaire Honey ( 2006 ) . My learning manner is a reflector. Reflector are cautious people and thoughtful people who into consideration all possible angles, deduction before taking any action I.e. They explore many different positions. They are people who like to detect people and listen to what they have to state before they come to decision. I learn by detecting. I ever listen to people when they are talking to cognize what they are stating before coming to a decision. An illustration is when we have group activities in our talks or seminars, I normally listen to the thoughts of others first before I come up to thoughts of my ain. In my old topographic point of pattern were I did my arrangement, I observed nurses when they are making some undertaking like the readying for giving terminal injection. Before they begin the disposal, the two nurses foremost of all did some observations by look into ing the expiring day of the month, name of the client, day of the month of birth, the path, clip, and they besides checked the medical specialty cabinet temperature and it was recorded in the book where they do enter it. The prepared the injection, ready to be given. And both of them signed the book. The nurse put on baseball mitts this to avoid cross taint. Then after the injection was given, the acerate leaf was disposed in the crisp box. However, my weaker manner is activist, militant are people who engages themselves in batch of activities. They try to experiment. They ne'er think about effects before the act. As this is my weaker manner of acquisition, I will be affecting myself in a batch of activity because pattern makes perfect. I will besides seek to do instant determinations, inquire to be given group activities in category and be unfastened to new experiences. Furthermore, I will develop my weaker manner of acquisition by pull offing my clip efficaciously. I would seek to cut down the times I invest in thought and reflecting utilizing it more to seek out practical things such as inquiring that I give patients the endovenous out in pattern as opposed to watching and reflecting on the effects that could go on if I was given to make it. This manner I would be able to larn with people of different acquisition manners and be a batch more flexible both in pattern and in schoolroom activities. Like what I mentioned above, pattern makes perfect, hence I need to larn how be much more confident on prosecuting myself in activities that are more hands-on. Militant, are persons who involves themselves in a batch of activities. They are unfastened to seek out new experiences. They think of the effects of their action after they have already carried out the action in tonss of activities. They are unfastened to seek out new experiences the think of the effects after they have already carried out the action. They like to be the Centre of the activity. Harmonizing to Kolb ( 1984 ) , scholars learn better when the topic affair is presented in a manner consistent with their preferable acquisition manner. Theorist, are logical people, they think through everything before the act. They are more like perfectionist who analyse and synthesise. They are more on the nonsubjective side than on the subjective side. They reject anything non-logical and they maximise certainty. Pragmatists are people who open to seeking out thoughts and experimenting. They are down to earth people who act fast and confidently on any thought they come across. They are job convergent thinkers that make practical determinations. They take every job as a challenge. Reflectors are cautious people and thoughtful people who take into consideration all possible angles, deductions before taking any action. For illustration: they explore many different positions. They are people who like to detect people and listen to what they have to state before they come to a decisio n. Kolb ‘s acquisition distinguishes four acquisition manners which are perceivers, minds, deciders and actors. Each of these has strength and failing. It is of import that pupils become more cognizant of their learning strengths and work on their failing. Perceivers are people who beliefs in existent event of life they like listening to other peoples experiences and travel back to believe about it. They are speculative scholars desiring to cognize how to use it in their acquisition. The methodological analysis used in collating the grounds for set uping my acquisition through the questionnaire we completed is called qualitative method. However, the literature reappraisal provided me a secondary method in collating farther grounds of what is already known in the field. In decision, I have learned a batch from larning manners and every bit good as deriving cognition and accomplishments. I recognised the different types of acquisition manners and cognizing my ain method of larning. In the hereafter being able to understand my single acquisition manner will let me to be able to reassign the cognition acquired in a schoolroom scene to pattern. This will profit my experience as a pupil nurse.

History of American Education Aed/201 Essay

3 Major Periods; 1: The Colonial Period (1607-1775) 1642- Massachusetts Bay Colony Law requires proper teaching of children. 2: The Early National Period (1175-1820) 1819- Emma Hart Willard helps New York State open education for women. 3: The common school movement (1820-1865) 1823- First Teacher-Training college in the U.S. 2 Major Eras 1: The Progressive Era 1900- Pencil and paper replace slates. 2: The Modern Era 1964-Cival Rights act of 1964 supports school desegregation. There are so many events that have taken place over time that it is hard to narrow it down to the ones that I have. To pick one that has made such an impact on the way that schools have changed I would say the 1642 Massachusetts Bay Colony Law. This law was the first education law to ever be passed. It was created by the English Puritans and the law required that children be taught to read and to write. Without this law I have no clue where we would be today. This was the foundation for our education system and still plays a role today in the classroom. School is more complex now and does not only consist of learning to read and to write. It was only five years after this law was written that another law was passed that required each town to establish and maintain public schools. Public schools took a while to establish and it took time before they were made available to students all over the country. This was just the beginning of where we are now. References Kauchak & Eggen. (2005). Introduction to Teaching: Becoming a Professional, Second Edition Mass Moments. (2006). Massachusetts Passes First Education Law. Retrieved from http://massmoments.org/moment.cfm?mid=113

Gun Control Essay Example | Topics and Well Written Essays - 750 words - 3

Gun Control - Essay Example This essay dwells upon the problem of gun control and its influence.There is a widespread perception that committing suicide is a long process that requires planning just like a wedding or something else. Studies have shown that suicide does not require much rational decision but it is something done spontaneously. This means that if a person came across a death striking murder is at the verge life and death. This might sound far-fetched, according to Boston Globe report, states with high level of gun ownership have a suicide rate almost twice as high as those states with low ownership level. More surprisingly, people who committed suicide were found to be seventeen times more likely to live with guns at home than not. Most criminals who cause a massacre utilize illegal weapons. Between 1982 and 2012, the US has heard an astonishing number of roughly sixty-two mass shooting which was propagated by gun licensing. Mother Jones research outlines that out of sixty-two shooting; forty-nine were perpetrated using legal weapons. It is worth noting that, half of all mass shooters use assault weapons and high capacity magazines. A few sensible restrictions could have saved a lot of lives. If a criminal is determined to pull off a massacre, he could do it very easily using a shotgun, handgun or even a musket. So putting controls on the assault firearms is a good thing and should be encouraged. Gun control decreases the number of lives lost through reckless act of senseless shooting thus it save lives. Australia parliament supports this action. In fact in 1996, a mass shooter killed thirty five people in port Arthur in a massacre, two weeks later, the prime minister by then , John Howard launched an aggressive clampdown on gun ownership that have never been experienced in the history of Australia. Within this exercise, around 650,000 automatic and semi-automatic weapons were destroyed and a whole raft of checks and controls brought in. As a result, individuals stop the aimless killing (Lott 52). In fact, the killing rate reduced to zero. The main aim of gun is consumed by the lifestyle of US citizen. Frankly, very few of those who